Our Team
Integrity. Honesty. Intelligence. These characteristics define our business and the talented team that is responsible for managing all aspects of client services.
Ray Kubick
CF Founder, CEO
For over 31 years, Connecticut Financial®, and its predecessor company, Ray Kubick and Associates, have provided comprehensive, sophisticated financial advice to lifestyle-pressured doctors, attorneys, business owners and Wall Street executives.
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Such advice includes legal, accounting, investment and tax considerations designed to helping protect and intelligently grow client assets during both the accumulation and retirement years. Ray also aims to simplify his clients’ financial lives by developing easily accessible, coordinated financial plans. Leveraging the extensive resources and market research capabilities of the prestigious Mass Mutual Financial Services Network, Ray is able to provide the best available advice derived from intelligent interpretation of the latest market conditions, delivered in an easily digestible, straight-forward manner.
Due to the comprehensive nature of this servicing, prospective Connecticut Financial® clients are considered on a referral only basis. However, initial consultations are complimentary to determine if there is a mutual fit, particularly since Ray believes advising a family, business or individual on their financial matters is a very private affair.
Ray has earned a series of degrees and certifications, holding a B.A. from Quinnipiac University, and is a Certificated Financial Planner and Wealth Management Advisor. Ray’s exceptional leadership, knowledge, and client service style have also earned him distinction within the industry as being among a select group of advisors practicing at the top of their profession.
Rob Kauffman
Partner
For the past 33 years, Rob Kauffman, CLTC, has been educating business owners, corporate executives, and multi-generational families on the role of Life, Disability Income, and Long-Term Care Insurance.
Rob believes conservative, strategically based retirement plans are critical to a worry-free retirement, regardless of current and future market conditions. Rob also actively gives back, having served as National President of the Walter Camp Football Foundation and as a Wish Grantor for the Make-A-Wish Foundation of Connecticut.
Pete Holmquist
Senior Vice President, Wealth Advisor
For more than 37 years, Peter Holmquist has advised high-net-worth and ultra-high-net-worth individuals and families through every kind of market. His career began at Goldman Sachs before he founded and ran his own institutional firm on the floor of the New York Mercantile Exchange for nearly three decades, and most recently he served as a fiduciary advisor at Merrill Lynch.
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That range gives Peter an uncommon perspective. He understands the complexity of institutional markets and the deeply personal nature of family wealth, and he brings both to bear on behalf of his clients. At Connecticut Financial, Peter delivers comprehensive, coordinated financial strategies spanning investment management, portfolio construction, tax planning, retirement, and estate planning, consistent with the firm’s belief that advising a family on their financial matters is a very private affair.
Peter holds Series 7 and Series 66 licenses and a Connecticut Life & Health Insurance license, and is licensed in CT, NY, NJ, FL, GA, and SC. He earned his B.A. from the University of Michigan, where he competed as a Division I varsity swimmer in the Big Ten Conference.
A Norwalk, Connecticut resident, Peter and his wife Lynn cherish time spent hiking, skiing, and traveling with their four adult children.
Geoff Croteau
Financial Advisor
Geoff is a financial advisor with nearly two decades of experience helping families and business owners build comprehensive financial plans tailored to their insurance and investment needs. A core focus of his practice is creating retirement income strategies designed to help clients feel confident about retirement and their financial future. What sets Geoff apart is his ability to build meaningful relationships with the people he serves and maintain them over time.
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Outside of the office, Geoff is committed to being the best father and husband he can be. Geoff also represents the organization Mission 22, supporting the fight against veteran suicide.
Geoff is an avid fisherman who travels across the continent in search of unique fishing adventures, and he has his sights set on earning his charter captain’s license. When he isn’t out on the water, you’ll find him camping in his RV or cheering on the Red Sox and Patriots.
Cory Clair
Financial Advisor
Cory advises high-net-worth individuals, business owners, professionals, and families across the country, helping them bring clarity and coordination to complex financial lives. His practice encompasses holistic financial planning, estate planning, risk management, business-owner strategies, and advanced wealth solutions, including self-directed brokerage accounts and premium-financed life insurance.
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Cory’s work within the complex employer-sponsored retirement plan space—particularly those offering Self-Directed Brokerage Account (SDBA) options—includes advising individuals affiliated with organizations such as Cleveland Clinic, Amazon, Baptist Hospital, Florida Retirement System, Miami-Dade Deferred Compensation, University of Miami, New York University, Cornell University, and Charter Communications, among others.
His commitment to this work is deeply personal. After losing his mother to cancer at age 47, Cory gained an early appreciation for the importance of being prepared for the unexpected. That experience shaped his belief in thoughtful planning and protection — principles that continue to guide the way he works with clients and their families today.
Originally from Queens, New York, Cory now lives in Miami and spends summers in New York to remain close to family. Outside of work, he enjoys golf, fitness, travel, and time with family and friends.
Andrew Reese
Investment Advisor Representative
Andrew is an Investment Advisor Representative with more than a decade of experience in financial services. He provides comprehensive wealth management and financial planning services, working closely with professionals, executives, and families to help them thoughtfully accumulate, protect, and efficiently transfer wealth. At the center of his work is a commitment to understanding each client’s goals, priorities, and the life they’re working to build.
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Andrew earned a Bachelor of Science degree in Finance from the Smeal College of Business at Penn State University. Following graduation, he held various roles in corporate finance and accounting before joining the United States Marine Corps, where he proudly served his country for six years. Both experiences have been foundational to his work today, carrying forward a sense of discipline, and both operational and analytical aptitude.
Outside of work, Andrew is an avid college- and professional-sports fan and enjoys music of all genres. He plays guitar and golf in and can often be found spending time with his family—his wife, Nicole, and their three children, Kai, Jaxon, and Isla—in their hometown of Miami, Florida.
Christopher “Nick” Lee
Investment Advisor Representative
Nick has spent more than 11 years helping medical professionals, C-suite executives, and closely held business owners navigate the complexities that come with building and preserving wealth. Through comprehensive wealth management and financial planning, he takes the time to understand not only where his clients are today, but where their careers, businesses, and lives are headed — helping them make thoughtful decisions along the way.
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Born and raised in Guyana, South America, Nick moved to South Florida to continue his education and build a career in finance. He earned a bachelor’s degree in International Finance and Marketing from the University of Miami, an MBA from Nova Southeastern University, and a Master of Science in Finance from Florida International University.
Nick’s areas of focus include holistic financial planning and wealth management, buy-sell agreements and succession planning, business evaluations, asset protection strategies, and retirement income planning. His approach is rooted in long-term relationships and a deep understanding of the many moving pieces that can shape a client’s financial life, particularly for executives and business owners.
Outside of work, Nick enjoys golf, pickleball, and spending time with his wife and their three children. An avid car enthusiast and self-described foodie, he’s also always on the lookout for a great new dining experience.
Roy Perez
Director of Business Development
Roy leads business development and market strategy across the firm while maintaining an active advisory practice. For nearly two decades, he has focused on helping financial advisors build and grow their businesses.
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That conviction comes from experience, not theory. Roy entered the industry in 2008 with nothing behind him: he lost his mother, a schoolteacher, when he was twenty, his father spent a career in factory work near minimum wage, and his own first job in the business ended in failure. He rebuilt at John Hancock, a firm he chose because it served teachers, and worked with teachers, cops, and firefighters while outworking everyone around him.
When he saw talented peers failing, he began teaching them what he was learning the hard way, and discovered his real work, leading advisors across the state in all areas of business development and marketing.
Roy still practices what he teaches. He maintains an active advisory practice alongside his leadership role, built on a simple approach: learn everything about a person, understand what matters to them, and help them get it. He is known for two rules that apply to advisors and families alike: goals must be meaningful and doable, and if you take care of the little things, the big things take care of themselves.
Roy is based in South Florida. In honor of his mother, he keeps an open door for teachers, who can reach him about anything at all. His mission, in every room he’s in: to make a positive impact on the people around him.
Chris Cesare
Chief Executive Officer
Strong firms are built on clear thinking and steady leadership — qualities Chris Cesare brings to Connecticut Financial, along with three decades at the highest levels of the financial industry.
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Chris co-founded Rocaton Investment Advisors, helping grow it into one of the country’s leading institutional investment firms, where he advised institutions managing billions of dollars across retirement plans, endowments, and foundations. Following Rocaton’s acquisition by Goldman Sachs, he served clients within Goldman Sachs Asset Management. He later co-founded Vintris Wealth and has taught as an adjunct professor at the University of Connecticut and Fairfield University, and as an adjunct instructor at the University of New Haven.
As Chief Executive Officer, Chris works closely with Connecticut Financial’s advisors, sharpening the strategy and thinking that let them do their best work for the families and business owners they serve. His approach is consistent and unhurried: understand the problem fully, then act with purpose.
A husband and father of four, Chris devotes time to his community and studies sport history, with a particular interest in vintage baseball, for the lessons it offers on resilience and leadership.
Yaneli Martin
Chief Financial Officer
Yaneli Martin brings more than 16 years of finance and accounting experience to Connecticut Financial. She began her career at Deloitte, one of the world’s “Big Four” accounting firms, where she built a strong foundation in accounting, financial reporting, and business advisory work.
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That grounding continues to shape her work today. As Chief Financial Officer, Yaneli partners with firm leadership to guide financial strategy and strengthen the operational foundation behind the firm’s continued growth. She believes the best business decisions begin with understanding the story behind the numbers, and she is dedicated to building efficient financial processes that give leadership the clear, timely insight needed to make sound decisions.
Yaneli holds a Bachelor of Accounting and a Master of Accounting, both from Florida International University. When she isn’t in the office, Yaneli enjoys spending time with her husband, Dan, their children, Audrey and Adrian, and their Belgian Malinois, Cruz.
Maria Basil
Chief Operating Officer
With a career centered around problem-solving, troubleshooting and remediation, Maria has gained vital knowledge and experience handling everything operations. Maria enjoys strategic business planning and implementation of systems, processes and corporate visions.
Maria is a forward-thinking senior leader who optimizes alignment across the company through a collaborative partnership with managing members.
Peter “P.J.” Foti
Director of Wealth Management
P.J. is an integral member of our financial service team. His focus on portfolio construction ensures every client has the proper balance of investments aligned with their specific goals and objectives. Driven by a desire to provide the highest level of service, P.J. holds Series 7 and 66 investment licenses.
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Over the course of the past ten years at Connecticut Financial®, P.J. has been recognized as an exceptional performer, elevating himself from intern to one of CF’s most trusted assets.
P.J. is a graduate of Quinnipiac University with a BA degree in Journalism. When he’s not helping secure the financial future of Connecticut Financial® clients, he answers the demanding calls of his two beautiful daughters and attempts to find time to attend the occasional sporting event, another lifelong passion.
Kimberly Rumino
CF Insurance Services Director
Kim, a 25-year veteran of the insurance industry, is dedicated to making sure each CF client’s insurance position(s) strategically compliments each client’s current financial plan. In 2014, she was awarded Mass Mutual’s Commitment to Excellence Award, which is presented to the top support staff in Northeast region.
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Kim’s expertise and knowledge remains current thanks to mentorships with multiple high level insurance representatives. An invaluable asset to the CF team, Kim believes in a technology- assisted, hands-on approach to servicing our clients.
Kim holds a business degree from Quinnipiac University. When she is not making sure Connecticut Financial’s clients stay happy, Kim loves to travel, cook, and spend time with her husband Juan, son and daughter.
Anna Pereira
Client Experience Director
Anna Pereira is CF’s internal accounting guru. She possesses over 35 years of accounting and client support experience and is often the first point of contact for incoming client inquiries. Since joining the CT Financial® team a decade ago, Anna has played a critical role managing operations and contributing to the success of the overall client experience at Connecticut Financial®.
In Anna’s downtime, she is dedicated to spending time with family and enjoys seeking out new recipes that will challenge and refine her culinary skills.
Helene House
Client Services Manager
Helene brings more than 25 years of client-service experience to the Connecticut Financial® team, most of those spent within the MassMutual network of firms. Combined with her background as a certified paralegal, Helene is adept at blending impeccable attention to detail with a personalized touch. This is evident not only in her work with CTF’s clients but also in supporting the practice’s operations, including her role in driving CTF’s philanthropic activities.
A New York native, Helene came to Connecticut by way of her studies at Quinnipiac University. When she isn’t in the office, she loves spending as much time as possible with her three children and three grandchildren.
Jared Kubick
Client Services Associate
Socially aware Jared Kubick represents CF’s future management continuity. After graduating magna cum laude from Loyola Marymount University in Los Angeles, he joined Connecticut as an intern. Currently he is a financial analyst who acts as a client liaison, trains CF interns on the CRM system, and prepares SFPs for client meetings.
Recently, he successfully completed the FINRA sponsored Securities Industry Essentials exam and holds his series 7 investment license.
Allison Kubick
Client Services Associate
Allison Kubick has built her career helping organizations navigate complex financial and regulatory challenges — first supporting federal agencies, then shifting her focus to risk management for global banking clients. Now, she’s bringing that same rigor, curiosity, and attention to detail to Connecticut Financial®, joining the Kubick family in a new chapter of the firm’s longstanding commitment to its clients.
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Allison got her professional start at Guidehouse, where she led risk assessment and regulatory compliance workstreams during large-scale banking transformations and managed strategic initiatives for federal clients. Through that work, she developed a deep appreciation for thoughtful analysis, careful planning, and the importance of understanding risk from every angle — experience that provides a strong foundation as she builds her career in financial services.
A graduate of The George Washington University, Allison studied International Affairs, with additional coursework at the London School of Economics and Fudan University in Shanghai. Outside of work, she enjoys hiking, traveling, and baking for family and friends.
Jessica Grenier
Marketing Director
Jessica Grenier is a results-driven Marketing Director with a master’s in marketing and a bachelor’s in communication. She specializes in strategic planning, creative design, email campaigns, and newsletters for CT Financial™, ensuring alignment with company goals and client needs.
Jessica thrives on implementing innovative marketing strategies that drive engagement and results. Outside of work, she enjoys exploring new creative ideas and strategies.