Client Profile

Discovery

Strong desire to achieve consistent, reasonable long-term growth and portfolio safety during unpredictable short-term market downturns. Additionally, the client’s intensive career pressures created a desire for lifestyle balance and simplicity. For him, this meant prioritizing ease of portfolio access and straightforward asset use that would enable he and his family to more easily evaluate the impact of major life decisions, e.g. purchase of multiple vacation homes, against their overall financial objectives.

Solution

Designed and maintained a flexible, user-friendly financial plan consisting of diversified stocks and bond-equivalent overfunded life insurance (OLI). The OLI instrument generates compound tax-deferred growth, an income buffer against market downturns and provides a secure legacy program for the children.